Crypto Forem

Crypto YouTube
Crypto YouTube

Posted on

Bankless: How Crypto Neobanks Work: Frax, Cards, and Visa’s Role

How crypto neobanks hack payments

Crypto neobanks are quietly building a Visa-optional payments stack by pairing stablecoins with familiar card rails—using Frax USD for everyday spend and sFRAX USD as an on-chain savings vehicle—while Ethereum anchors issuance and specialized payment chains battle for transaction flow.

Frax’s playbook and what to watch

Frax white-labels stablecoin issuance, tokenizes real-world assets on-chain for compliance, and zeroes in on the metrics that actually move the needle: card acceptance, bank deposits, chain coverage, and real-world spend. Next up, ditching cards for native on-chain pay and settling the standards fight to close the loop on a fully on-chain economy.

Watch on YouTube

Top comments (0)